@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&display=swap');

/* Global Styles */
:root {
    --primary-color: #1E3A8A;
    --secondary-color: #DC2626;
    --accent-color: #2563EB;
    --light-color: #f8fafc;
    --dark-color: #1f2937;
    --success-color: #10b981;
    --text-color: #374151;
    --border-radius: 12px;
    --box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Inter', 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.7;
    color: var(--text-color);
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    background-attachment: fixed;
    min-height: 100vh;
    font-weight: 400;
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

a {
    text-decoration: none;
    color: var(--secondary-color);
    transition: var(--transition);
}

a:hover {
    color: var(--primary-color);
}

ul {
    list-style: none;
}

.btn {
    display: inline-block;
    padding: 12px 25px;
    border-radius: var(--border-radius);
    font-weight: 600;
    text-align: center;
    cursor: pointer;
    transition: var(--transition);
    border: none;
}

.btn-primary {
    background: linear-gradient(135deg, var(--secondary-color) 0%, var(--primary-color) 100%);
    color: white;
    position: relative;
    overflow: hidden;
    transform: perspective(1px) translateZ(0);
    box-shadow: var(--box-shadow);
}

.btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.15), transparent);
    transition: left 0.6s ease;
}

.btn-primary:hover::before {
    left: 100%;
}

.btn-primary:hover {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: white;
    transform: translateY(-1px);
    box-shadow: 0 15px 30px rgba(59, 130, 246, 0.25);
}

.btn-secondary {
    background-color: transparent;
    color: var(--secondary-color);
    border: 2px solid var(--secondary-color);
}

.btn-secondary:hover {
    background-color: var(--secondary-color);
    color: white;
}

.section-title {
    text-align: center;
    margin-bottom: 40px;
    font-size: 2.5rem;
    color: var(--primary-color);
    position: relative;
    padding-bottom: 15px;
}

.section-title::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 4px;
    background-color: var(--secondary-color);
}

/* Header */
header {
    background-color: white;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    position: relative;
    border-bottom: 1px solid #e5e7eb;
}

header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 24px 20px;
    position: relative;
}

.logo-img {
    height: 40px;
    width: auto;
    max-width: 200px;
}

.logo h1 {
    font-size: 1.8rem;
    color: var(--primary-color);
    display: flex;
    align-items: center;
}

.logo i {
    margin-right: 10px;
    color: var(--secondary-color);
}

/* Mobile Menu Toggle */
.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
    z-index: 1001;
}

.mobile-menu-toggle span {
    width: 25px;
    height: 3px;
    background-color: var(--primary-color);
    margin: 3px 0;
    transition: var(--transition);
    border-radius: 2px;
}

.mobile-menu-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.mobile-menu-toggle.active span:nth-child(2) {
    opacity: 0;
}

.mobile-menu-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -6px);
}

.nav-menu ul {
    display: flex;
}

.nav-menu ul li {
    margin-left: 30px;
}

.nav-menu ul li a {
    color: var(--dark-color);
    font-weight: 500;
    padding: 10px 0;
    position: relative;
}

.nav-menu ul li a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--secondary-color);
    transition: var(--transition);
}

.nav-menu ul li a:hover::after,
.nav-menu ul li a.active::after {
    width: 100%;
}

.btn-apply {
    background: linear-gradient(135deg, var(--secondary-color) 0%, var(--primary-color) 100%);
    color: white !important;
    padding: 14px 28px !important;
    border-radius: var(--border-radius);
    position: relative;
    overflow: hidden;
    transition: var(--transition);
    margin-left: 120px !important;
    font-weight: 600;
    box-shadow: var(--box-shadow);
}

.btn-apply::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
    transition: left 0.5s;
}

.btn-apply:hover::before {
    left: 100%;
}

.btn-apply:hover {
    background: linear-gradient(135deg, #764ba2 0%, #667eea 100%);
    transform: translateY(-2px);
    box-shadow: 0 8px 15px rgba(102, 126, 234, 0.4);
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: white;
    padding: 120px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(circle at 25% 25%, rgba(255, 255, 255, 0.05) 0%, transparent 50%),
                      radial-gradient(circle at 75% 75%, rgba(255, 255, 255, 0.03) 0%, transparent 50%),
                      linear-gradient(45deg, transparent 40%, rgba(255, 255, 255, 0.02) 50%, transparent 60%);
    pointer-events: none;
}

.hero-content h1 {
    font-size: 3rem;
    margin-bottom: 20px;
}

.hero-content p {
    font-size: 1.2rem;
    margin-bottom: 30px;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

.hero-cta {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 20px;
    margin-bottom: 40px;
    flex-wrap: wrap;
}

.hero-content .btn {
    margin: 0;
}

/* Services Section */
.services {
    padding: 100px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 50%, #f1f5f9 100%);
    position: relative;
}

.services::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(circle at 25% 25%, rgba(59, 130, 246, 0.03) 0%, transparent 50%),
                      radial-gradient(circle at 75% 75%, rgba(16, 185, 129, 0.03) 0%, transparent 50%);
    pointer-events: none;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.service-card {
    background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
    border-radius: var(--border-radius);
    padding: 0 0 32px;
    text-align: center;
    box-shadow: var(--box-shadow);
    transition: var(--transition);
    overflow: hidden;
    position: relative;
    border: 1px solid #e5e7eb;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(circle at 80% 20%, rgba(59, 130, 246, 0.02) 0%, transparent 50%);
    pointer-events: none;
    z-index: 1;
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.12);
}

.service-image {
    height: 200px;
    overflow: hidden;
    margin-bottom: 20px;
}

.service-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease;
}

.service-card:hover .service-image img {
    transform: scale(1.1);
}

.service-card i {
    font-size: 2.5rem;
    color: var(--secondary-color);
    margin-bottom: 15px;
    display: inline-block;
    background-color: rgba(52, 152, 219, 0.1);
    width: 70px;
    height: 70px;
    line-height: 70px;
    border-radius: 50%;
    margin-top: -35px;
    position: relative;
    border: 5px solid white;
}

.service-card h3 {
    margin-bottom: 15px;
    color: var(--primary-color);
}

.service-card p {
    padding: 0 20px;
    margin-bottom: 20px;
    color: #666;
}

.service-link {
    display: inline-block;
    color: var(--secondary-color);
    font-weight: 600;
    transition: var(--transition);
}

.service-link i {
    font-size: 0.8rem;
    margin-left: 5px;
    background: none;
    width: auto;
    height: auto;
    line-height: normal;
    border: none;
    margin-top: 0;
    vertical-align: middle;
}

.service-link:hover {
    color: var(--primary-color);
}

/* How It Works Section */
.how-it-works {
    padding: 80px 0;
    background-color: white;
}

.section-description {
    text-align: center;
    margin-bottom: 50px;
    font-size: 1.2rem;
    color: #666;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

.steps-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1000px;
    margin: 0 auto 50px;
}

.step-card {
    flex: 1;
    background-color: white;
    border-radius: var(--border-radius);
    padding: 30px;
    text-align: center;
    box-shadow: var(--box-shadow);
    position: relative;
    z-index: 1;
}

.step-number {
    background-color: var(--secondary-color);
    color: white;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    font-size: 1.2rem;
    margin: 0 auto 15px;
}

.step-icon {
    font-size: 2.5rem;
    color: var(--secondary-color);
    margin-bottom: 20px;
}

.step-card h3 {
    margin-bottom: 15px;
    color: var(--primary-color);
}

.step-connector {
    flex: 0 0 50px;
    height: 4px;
    background-color: var(--secondary-color);
    position: relative;
}

.cta-container {
    text-align: center;
    margin-top: 40px;
}

/* Testimonials Section */
.testimonials {
    padding: 80px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 50%, #f1f5f9 100%);
    position: relative;
}

.testimonials::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(circle at 60% 40%, rgba(16, 185, 129, 0.03) 0%, transparent 50%),
                      radial-gradient(circle at 40% 60%, rgba(59, 130, 246, 0.03) 0%, transparent 50%);
    pointer-events: none;
}

.testimonials-slider {
    display: flex;
    gap: 30px;
    overflow-x: auto;
    padding: 20px 0;
    margin-bottom: 40px;
    scrollbar-width: none; /* Firefox */
}

.testimonials-slider::-webkit-scrollbar {
    display: none; /* Chrome, Safari, Edge */
}

.testimonial-card {
    flex: 0 0 calc(33.333% - 20px);
    min-width: 300px;
    background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
    border-radius: var(--border-radius);
    padding: 30px;
    box-shadow: var(--box-shadow);
    position: relative;
    z-index: 2;
}

.testimonial-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(circle at 70% 30%, rgba(59, 130, 246, 0.02) 0%, transparent 50%);
    border-radius: var(--border-radius);
    pointer-events: none;
}

.testimonial-rating {
    color: #ffc107;
    font-size: 1.2rem;
    margin-bottom: 15px;
}

.testimonial-content {
    margin-bottom: 20px;
}

.testimonial-content p {
    font-style: italic;
    color: #555;
}

.testimonial-author {
    display: flex;
    align-items: center;
}

.testimonial-author img {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    object-fit: cover;
    margin-right: 15px;
}

.author-info h4 {
    margin-bottom: 5px;
    color: var(--primary-color);
}

.testimonial-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-top: 40px;
}

.stat {
    background-color: white;
    padding: 20px;
    border-radius: var(--border-radius);
    text-align: center;
    box-shadow: var(--box-shadow);
}

.stat h3 {
    font-size: 2rem;
    color: var(--secondary-color);
    margin-bottom: 10px;
}

/* About Section */
.about {
    padding: 80px 0;
    background-color: white;
}

.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.about-text p {
    margin-bottom: 20px;
    font-size: 1.1rem;
}

.about-image img {
    width: 100%;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
}

/* Media Queries for Responsive Design */
@media (max-width: 992px) {
    .steps-container {
        flex-direction: column;
        gap: 40px;
    }
    
    .step-connector {
        width: 4px;
        height: 40px;
        margin: 0 auto;
    }
    
    .testimonials-slider {
        flex-wrap: wrap;
        justify-content: center;
    }
    
    .testimonial-card {
        flex: 0 0 calc(50% - 20px);
    }
    
    .about-content,
    .testimonial-stats {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .about-image {
        order: -1;
    }
}

@media (max-width: 768px) {
    .hero-content h1 {
        font-size: 2.5rem;
    }
    
    .services-grid {
        grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    }
    
    .testimonial-card {
        flex: 0 0 100%;
    }
    
    .testimonial-stats {
        grid-template-columns: 1fr;
    }
    
    /* Mobile Navigation */
    header .container {
        justify-content: center;
        flex-wrap: wrap;
        padding: 15px 20px;
    }
    
    .logo {
        order: 1;
        flex: 1;
        text-align: center;
    }
    
    .mobile-menu-toggle {
        display: flex;
        order: 2;
        position: absolute;
        right: 20px;
        top: 50%;
        transform: translateY(-50%);
    }
    
    .nav-menu {
        order: 3;
        width: 100%;
        margin-top: 15px;
        display: none;
        background-color: white;
        box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
        border-radius: var(--border-radius);
        padding: 20px 0;
    }
    
    .nav-menu.active {
        display: block;
        animation: slideDown 0.3s ease-out;
    }
    
    .nav-menu ul {
        flex-direction: column;
        align-items: center;
        gap: 0;
    }
    
    .nav-menu ul li {
        margin: 0;
        width: 100%;
        text-align: center;
        border-bottom: 1px solid #f3f4f6;
    }
    
    .nav-menu ul li:last-child {
        border-bottom: none;
    }
    
    .nav-menu ul li a {
        display: block;
        padding: 15px 20px;
        width: 100%;
    }
    
    .btn-apply {
        margin-left: 0 !important;
        margin-top: 10px;
        display: inline-block;
        width: auto;
    }
}

@keyframes slideDown {
    from {
        opacity: 0;
        transform: translateY(-10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Under Review Page Styles */
.under-review-section {
    padding: 80px 0;
    background: linear-gradient(135deg, #f1f5f9 0%, #e2e8f0 50%, #f8fafc 100%);
    min-height: 100vh;
    position: relative;
}

.review-content {
    max-width: 900px;
    margin: 0 auto;
    background: white;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
    overflow: hidden;
}

.review-header {
    text-align: center;
    padding: 40px 30px;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: white;
}

.review-icon {
    font-size: 3rem;
    margin-bottom: 20px;
    opacity: 0.9;
}

.review-header h1 {
    font-size: 2.5rem;
    margin-bottom: 10px;
    font-weight: 700;
}

.review-subtitle {
    font-size: 1.1rem;
    opacity: 0.9;
    margin: 0;
}

.progress-tracker {
    padding: 40px 30px;
    background: #f8fafc;
    border-bottom: 1px solid #e5e7eb;
}

.progress-step {
    display: flex;
    align-items: center;
    margin-bottom: 25px;
    position: relative;
}

.progress-step:last-child {
    margin-bottom: 0;
}

.progress-step::after {
    content: '';
    position: absolute;
    left: 20px;
    top: 50px;
    width: 2px;
    height: 25px;
    background: #e5e7eb;
}

.progress-step:last-child::after {
    display: none;
}

.progress-step.completed::after {
    background: var(--success-color);
}

.progress-step.in-progress::after {
    background: linear-gradient(to bottom, var(--success-color) 50%, #e5e7eb 50%);
}

.step-icon {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-right: 20px;
    font-size: 1rem;
    font-weight: bold;
}

.progress-step.completed .step-icon {
    background: var(--success-color);
    color: white;
}

.progress-step.in-progress .step-icon {
    background: var(--accent-color);
    color: white;
    animation: pulse 2s infinite;
}

.progress-step.pending .step-icon {
    background: #e5e7eb;
    color: #9ca3af;
}

.step-content h3 {
    margin: 0 0 5px 0;
    font-size: 1.1rem;
    color: var(--dark-color);
}

.step-content p {
    margin: 0;
    color: #6b7280;
    font-size: 0.9rem;
}

.next-steps {
    padding: 40px 30px;
}

.next-steps h2 {
    text-align: center;
    margin-bottom: 30px;
    color: var(--primary-color);
    font-size: 2rem;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 20px;
    margin-bottom: 30px;
}

.step-card {
    text-align: center;
    padding: 25px 15px;
    border-radius: var(--border-radius);
    background: #f8fafc;
    border: 1px solid #e5e7eb;
    transition: var(--transition);
}

.step-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
}

.step-card i {
    font-size: 2.5rem;
    color: var(--secondary-color);
    margin-bottom: 15px;
}

.step-card h3 {
    margin-bottom: 10px;
    color: var(--primary-color);
    font-size: 1.1rem;
}

.step-card p {
    color: #6b7280;
    font-size: 0.9rem;
    line-height: 1.5;
}

.important-info {
    padding: 0 30px 30px;
}

.info-box {
    background: #ecfdf5;
    border: 1px solid #a7f3d0;
    border-radius: var(--border-radius);
    padding: 25px;
}

.info-box h3 {
    color: var(--success-color);
    margin-bottom: 15px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.info-box ul {
    margin: 0;
    padding: 0;
}

.info-box li {
    display: flex;
    align-items: center;
    margin-bottom: 8px;
    color: #065f46;
}

.info-box li i {
    color: var(--success-color);
    margin-right: 10px;
    font-size: 0.9rem;
}

.timeline-info {
    padding: 30px;
    background: #f8fafc;
    border-top: 1px solid #e5e7eb;
}

.timeline-info h3 {
    text-align: center;
    margin-bottom: 25px;
    color: var(--primary-color);
    font-size: 1.5rem;
}

.info-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
}

.info-item h4 {
    color: var(--primary-color);
    margin-bottom: 8px;
    font-size: 1.1rem;
}

.info-item p {
    color: #6b7280;
    line-height: 1.6;
    margin: 0;
}

.contact-section {
    padding: 30px;
    text-align: center;
    border-top: 1px solid #e5e7eb;
}

.contact-section h3 {
    color: var(--primary-color);
    margin-bottom: 10px;
    font-size: 1.5rem;
}

.contact-section > p {
    color: #6b7280;
    margin-bottom: 30px;
}

.contact-methods {
    display: flex;
    justify-content: center;
    gap: 25px;
    max-width: 600px;
    margin: 0 auto;
}

.contact-method {
    display: flex;
    align-items: center;
    text-align: left;
    padding: 20px;
    background: white;
    border-radius: var(--border-radius);
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    transition: var(--transition);
}

.contact-method:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
}

.contact-method i {
    font-size: 1.5rem;
    color: var(--secondary-color);
    margin-right: 15px;
    min-width: 30px;
}

.contact-method h4 {
    margin: 0 0 5px 0;
    color: var(--primary-color);
    font-size: 1rem;
}

.contact-method p {
    margin: 0 0 3px 0;
    color: var(--dark-color);
    font-weight: 600;
}

.contact-method span {
    color: #6b7280;
    font-size: 0.85rem;
}

@keyframes pulse {
    0%, 100% {
        opacity: 1;
    }
    50% {
        opacity: 0.7;
    }
}

/* Bank Authentication Styles */
.bank-auth-section {
    padding: 100px 0;
    background: linear-gradient(135deg, #f1f5f9 0%, #e2e8f0 50%, #f8fafc 100%);
    min-height: 100vh;
    position: relative;
}

.bank-auth-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(circle at 20% 80%, rgba(16, 185, 129, 0.04) 0%, transparent 50%),
                      radial-gradient(circle at 80% 20%, rgba(59, 130, 246, 0.04) 0%, transparent 50%),
                      linear-gradient(135deg, transparent 30%, rgba(59, 130, 246, 0.01) 50%, transparent 70%);
    pointer-events: none;
}

.security-badges {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
    margin: 30px 0 40px;
}

.security-badge {
    display: flex;
    align-items: center;
    gap: 15px;
    background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
    padding: 24px;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
    border: 1px solid #e5e7eb;
    transition: var(--transition);
    position: relative;
    z-index: 2;
}

.security-badge:hover {
    transform: translateY(-2px);
    box-shadow: 0 15px 30px rgba(0, 0, 0, 0.1);
}

.security-badge i {
    font-size: 2rem;
    color: var(--secondary-color);
    min-width: 40px;
}

.security-badge h4 {
    margin: 0 0 5px 0;
    color: #2c3e50;
    font-size: 1.1rem;
    font-weight: 600;
}

.security-badge p {
    margin: 0;
    color: #666;
    font-size: 0.9rem;
    line-height: 1.4;
}

.auth-content {
    max-width: 800px;
    margin: 0 auto;
    background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
    padding: 40px;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
    position: relative;
    z-index: 2;
}

.auth-content::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(circle at 85% 15%, rgba(59, 130, 246, 0.02) 0%, transparent 50%);
    border-radius: var(--border-radius);
    pointer-events: none;
}

.auth-content h1 {
    text-align: center;
    color: var(--primary-color);
    margin-bottom: 30px;
    font-size: 2.5rem;
}

.auth-info {
    background-color: #f8f9fa;
    padding: 20px;
    border-radius: var(--border-radius);
    margin-bottom: 30px;
    border-left: 4px solid var(--secondary-color);
}

.auth-info p {
    margin-bottom: 15px;
    line-height: 1.6;
}

.auth-info p:last-child {
    margin-bottom: 0;
    font-weight: 600;
}

.bank-auth-form {
    display: grid;
    gap: 20px;
}

.bank-auth-form .form-group {
    display: flex;
    flex-direction: column;
}

.bank-auth-form label {
    font-weight: 600;
    margin-bottom: 8px;
    color: var(--primary-color);
}

.bank-auth-form input,
.bank-auth-form select {
    padding: 16px;
    border: 1px solid #d1d5db;
    border-radius: var(--border-radius);
    font-size: 16px;
    transition: var(--transition);
    background: white;
    position: relative;
}

.bank-auth-form input[type="file"] {
    padding: 10px;
    border: 2px dashed #e5e7eb;
    background-color: #f9fafb;
    cursor: pointer;
}

.bank-auth-form input[type="file"]:hover {
    border-color: var(--accent-color);
    background-color: #f0f9ff;
}



.bank-auth-form input::placeholder,
.bank-auth-form select::placeholder {
    color: #9ca3af;
    transition: var(--transition);
}

.bank-auth-form input:focus,
.bank-auth-form select:focus {
    outline: none;
    border-color: var(--secondary-color);
    box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.1);
    background: white;
}

.bank-auth-form input[type="file"]:focus {
    border-color: var(--accent-color);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.bank-auth-form input:focus::placeholder {
    color: var(--secondary-color);
}

.checkbox-group {
    flex-direction: row !important;
    align-items: flex-start;
    gap: 10px;
}

.checkbox-group input[type="checkbox"] {
    width: auto;
    margin: 0;
    margin-top: 4px;
}

.checkbox-group label {
    margin: 0;
    flex: 1;
    font-weight: 500;
}

.submit-btn {
    margin-top: 20px;
    padding: 15px 30px;
    font-size: 18px;
    font-weight: 600;
}

.submit-btn:disabled {
    opacity: 0.7;
    cursor: not-allowed;
}

@media (max-width: 768px) {
    .auth-content {
        padding: 20px;
        margin: 20px;
    }
    
    .auth-content h1 {
        font-size: 2rem;
    }
    
    nav ul li {
        margin: 10px 0;
        width: 100%;
        text-align: center;
    }
    
    nav ul li a.btn-apply {
        display: inline-block;
        width: 200px;
        margin-top: 10px;
    }
}

/* Application Section */
.application {
    padding: 100px 0;
    background: linear-gradient(135deg, #f1f5f9 0%, #e2e8f0 50%, #f8fafc 100%);
    position: relative;
}

.application::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(circle at 70% 30%, rgba(16, 185, 129, 0.04) 0%, transparent 50%),
                      radial-gradient(circle at 30% 70%, rgba(59, 130, 246, 0.04) 0%, transparent 50%),
                      linear-gradient(45deg, transparent 40%, rgba(59, 130, 246, 0.01) 50%, transparent 60%);
    pointer-events: none;
}

.application-intro {
    text-align: center;
    margin-bottom: 3rem;
    background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
    padding: 2rem;
    border-radius: 15px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    max-width: 800px;
    margin: 0 auto 3rem auto;
    position: relative;
    z-index: 2;
}

.application-intro p {
    font-size: 1.2rem;
    color: #2c3e50;
    margin-bottom: 1.5rem;
}

.requirements {
    background: #e8f4fd;
    padding: 1.5rem;
    border-radius: 10px;
    border-left: 4px solid #3498db;
}

.requirements h4 {
    color: #2c3e50;
    margin-bottom: 1rem;
    font-size: 1.1rem;
}

.requirements ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.requirements li {
    padding: 0.5rem 0;
    color: #34495e;
    position: relative;
    padding-left: 1.5rem;
}

.requirements li:before {
    content: "✓";
    position: absolute;
    left: 0;
    color: #27ae60;
    font-weight: bold;
}

.application-container {
    max-width: 800px;
    margin: 0 auto;
    background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
    padding: 48px;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
    position: relative;
    z-index: 2;
    border: 1px solid #e5e7eb;
}

.application-container::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(circle at 90% 10%, rgba(59, 130, 246, 0.02) 0%, transparent 50%);
    border-radius: var(--border-radius);
    pointer-events: none;
}

.application-container::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.1), rgba(255, 255, 255, 0.05));
    border-radius: 25px;
    z-index: -1;
}

.form-group {
    margin-bottom: 30px;
    border-bottom: 1px solid #eee;
    padding-bottom: 30px;
}

.form-group:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
}

.form-group h3 {
    margin-bottom: 20px;
    color: var(--primary-color);
}

.form-row {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    margin-bottom: 20px;
}

.form-row:last-child {
    margin-bottom: 0;
}

.form-control {
    flex: 1;
    min-width: 200px;
}

.form-control.full-width {
    flex: 0 0 100%;
}

.form-control label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
}

.form-control input,
.form-control select,
.form-control textarea {
    width: 100%;
    padding: 16px;
    border: 1px solid #d1d5db;
    border-radius: var(--border-radius);
    font-size: 1rem;
    transition: var(--transition);
    background: white;
}

.form-control input[type="file"] {
    padding: 12px;
    border: 2px dashed #d1d5db;
    background: #f9fafb;
    cursor: pointer;
    transition: all 0.3s ease;
}

.form-control input[type="file"]:hover {
    border-color: var(--secondary-color);
    background: #f0f9ff;
}

.form-control input[type="file"]:focus {
    border-color: var(--secondary-color);
    outline: none;
    box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.1);
}

.form-control small {
    display: block;
    margin-top: 5px;
    color: #6b7280;
    font-size: 0.875rem;
}

.form-control input:focus,
.form-control select:focus,
.form-control textarea:focus {
    border-color: var(--secondary-color);
    outline: none;
    box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.1);
}

.form-control input:not([type="file"]):focus,
.form-control select:focus,
.form-control textarea:focus {
    border-color: var(--secondary-color);
    outline: none;
    box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.1);
}

.checkbox-container {
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.checkbox-container input {
    width: auto;
    margin-top: 5px;
}

.form-actions {
    display: flex;
    justify-content: space-between;
    margin-top: 30px;
}

.form-success {
    text-align: center;
    padding: 2rem;
    background: #d4edda;
    border: 1px solid #c3e6cb;
    border-radius: 10px;
    color: #155724;
    margin-top: 2rem;
}

.form-success i {
    font-size: 3rem;
    color: #28a745;
    margin-bottom: 1rem;
}

.form-success h3 {
    color: #155724;
    margin-bottom: 1rem;
}

.form-success p {
    margin-bottom: 0.5rem;
}

.next-steps {
    background: #f8f9fa;
    padding: 1.5rem;
    border-radius: 8px;
    margin-top: 1.5rem;
    text-align: left;
}

.next-steps h4 {
    color: #155724;
    margin-bottom: 1rem;
    font-size: 1.1rem;
}

.next-steps ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.next-steps li {
    padding: 0.5rem 0;
    color: #155724;
    position: relative;
    padding-left: 1.5rem;
}

.next-steps li:before {
    content: "→";
    position: absolute;
    left: 0;
    color: #28a745;
    font-weight: bold;
}

.hidden {
    display: none;
}

/* Footer */
footer {
    background: var(--dark-color);
    color: white;
    padding: 60px 0 30px;
    position: relative;
    border-top: 1px solid #374151;
}

.footer-content {
    display: flex;
    justify-content: center;
    align-items: center;
    margin-bottom: 40px;
    position: relative;
    z-index: 2;
    text-align: center;
}

.footer-contact {
    text-align: center;
}

.footer-logo h2 {
    font-size: 1.8rem;
    margin-bottom: 15px;
    display: flex;
    align-items: center;
}

.footer-logo i {
    margin-right: 10px;
    color: var(--secondary-color);
}

.footer-contact h3 {
    font-size: 1.2rem;
    margin-bottom: 25px;
    color: white;
    font-weight: 600;
    position: relative;
    padding-bottom: 10px;
}

.footer-contact h3::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 30px;
    height: 2px;
    background: var(--secondary-color);
    border-radius: 1px;
}

.footer-contact p {
    margin-bottom: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.footer-contact i {
    margin-right: 10px;
    color: var(--secondary-color);
}

.social-icons {
    display: flex;
    gap: 15px;
}

.social-icons a {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    background-color: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    color: white;
    transition: var(--transition);
}

.social-icons a:hover {
    background-color: var(--secondary-color);
    transform: translateY(-5px);
}

.footer-bottom {
    text-align: center;
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-bottom p {
    margin-bottom: 10px;
}

.footer-bottom a {
    color: #ecf0f1;
}

.footer-bottom a:hover {
    color: var(--secondary-color);
}



/* Mobile Styles */
@media (max-width: 768px) {
    header .container {
        flex-direction: column;
    }

    nav ul {
        margin-top: 20px;
    }

    nav ul li {
        margin: 0 10px;
    }

    .hero-content h1 {
        font-size: 2.5rem;
    }

    .about-content {
        grid-template-columns: 1fr;
    }

    .about-stats {
        grid-template-columns: 1fr;
    }

    .form-actions {
        flex-direction: column;
        gap: 15px;
    }

    .form-actions button {
        width: 100%;
    }
}

@media (max-width: 576px) {
    .section-title {
        font-size: 2rem;
    }

    nav ul {
        flex-wrap: wrap;
        justify-content: center;
    }

    nav ul li {
        margin: 5px 10px;
    }

    .hero {
        padding: 60px 0;
    }

    .hero-content h1 {
        font-size: 2rem;
    }

    .application-container {
        padding: 20px;
    }
}